Malta’s Permanent Residence Programme (MPRP) allows eligible individuals to obtain the right to reside in Malta indefinitely through investment, offering benefits like visa-free travel within the Schengen Area and access to healthcare and education.
Malta is a small island country in the Mediterranean Sea, located south of Sicily, between Europe and North Africa, and is a member of the European Union. It consists of an archipelago of islands, with Malta being the largest and most populous.
Malta is famous for its rich history, stunning architecture, beautiful Mediterranean beaches, and unique blend of ancient ruins, medieval cities, and crystal-clear waters, making it a popular tourist destination. Malta attracts the most visitors from the United Kingdom, followed by Italy, Germany, and France. To work and settle in Portugal, you’ll likely need a work visa based on a job offer, which can lead to a residence permit after securing employment, and after five years, you can apply for permanent residency or citizenship.
The politics of Malta takes place within a framework of a parliamentary representative democratic republic, whereby the president of Malta is the constitutional head of state.
Malta offers a good quality of life with a relatively affordable cost of living compared to other European countries, characterized by a Mediterranean climate, rich history, and a friendly, helpful community.
While Malta can be more expensive than some other European countries, it’s generally considered an affordable place to live, especially compare to Western European nations like France, Sweden, or the UK.
1. Mediterranean Climate: Malta enjoys a warm, sunny climate with over 300 days of sunshine annually.
2. Scenic Beauty: The islands boast picturesque landscapes, crystal-clear waters, and historical sites.
3. Safe Environment: Malta is known for its low crime rate and safe environment.
4. High Standard of Living: Malta offers a high standard of living with access to quality healthcare, education, and amenities.
Malta’s Permanent Residence Programme (MPRP) allows eligible individuals to obtain the right to reside in Malta indefinitely through investment, offering benefits like visa-free travel within the Schengen Area and access to healthcare and education.
1. Visa-Free Travel:
Malta, as an EU member, grants residents visa-free travel within the 27 countries of the Schengen Area for up to 90 days every 180 days.
2. Residency in an EU Country:
Obtaining permanent residency in Malta provides the right to live in an EU member state.
3. Right to Live, Work and Study:
Permanent residency allows you to live, work, and study in Malta.
4. Opportunity to Become a Tax Resident:
If you spend more than 183 days a year in Malta, you become a tax resident.
5. High Quality of Life:
Malta is known for its pleasant Mediterranean climate, vibrant culture, and beautiful beaches.
6. English-Speaking Environment:
English is an official language in Malta, making it easier for expats to integrate.
7. Stable and Safe Environment:
Malta is a stable, respected, and safe EU member state.
8. Family Benefits:
You can include your spouse, children, parents, and grandparents in the application.
1. Age
2. Nationality
3. Clean Criminal Record
4. Good Health
5. Valid Travel Documents
6. Health Insurance
7. Sufficient Financial Resources
8. Stable and Regular Income
1. Application: Submit an application through a licensed agent.
2. Due Diligence: Undergo due diligence checks.
3. Investment/Rental: Make the required property investment or rental.
4. Government Contribution: Pay the government contribution.
5. Donation: Make the donation to the Maltese NGO.
6. Administrative Fee: Pay the administrative fee.
7. Obtain Certificate of Maltese Residence: After successful completion of the process, you will receive a Certificate of Maltese Residence, which is lifelong.
1. Spouse: Must be over 21 years of age and legally married in a monogamous union.
2. Unmarried Minor Children: This includes biological and adopted children.
3. Unmarried Minor Children (Custody): If one parent has custody and the children are dependent on that parent.
4. Unmarried Adult Family Members (Dependent): In special situations, unmarried adult family members who are fully dependent on the sponsor, requiring evidence of dependency.
5. Sponsor Requirements: The sponsor must have resided in Malta for at least one year and hold a valid residence permit for at least one year, have adequate housing, and a stable annual income.
Malta allows dual citizenship, meaning individuals can hold Maltese citizenship alongside citizenship of another country without needing to renounce their original citizenship. This was formalized in 2000, allowing both Maltese citizens and foreign nationals who acquire Maltese citizenship to hold multiple citizenships.
Citizenship by Descent or Marriage:
1. Birth Certificate: Showing names of parents.
2. Marriage Certificate: (If applicable).
3. Father’s Birth Certificate:
4. Parents’ Marriage Certificate:
5. Certificate showing date of acquisition of citizenship: (If acquired by registration or naturalization).
6. Passport: (Maltese and/or non-Maltese).
7. Evidence of residency abroad for at least six years.
Citizenship by Naturalization:
1. Passport or ID
2. Passport-size photo
3. Application form and all required state forms
4. Receipt confirming payment of the state fee
5. Birth and marriage certificates
6. Oath of Allegiance
7. Documents proving ties with a citizen of Malta and demonstrating eligibility for citizenship
The basis for taxation under the Maltese tax is based on residence and domicile. Residence for Malta tax purposes shows an intention to reside in Malta indefinitely. It may also be a basis of physical presence in Malta of at least 183 days.
Non-tax residents of Malta or those who are non-domiciled in Malta are taxable only on Malta source income and gains. Non-domiciled Malta residents are taxable on remittance only on foreign source income, not on foreign-source capital. It should be remitted to Malta only and is subjected to a minimum tax of €5,000. The minimum tax applies to individuals and couples who earn at least €35,000 in annual income outside Malta. Income and capital gains in Malta are applicable to personal income taxes.
Capital gains outside Malta will be outside the scope of Maltese tax regardless if remitted to Malta or not. Capital and savings remitted to Malta also fall outside the scope of Maltese tax.
Malta offers a good work environment with a thriving economy, particularly in sectors like financial services, ICT, and iGaming, and a high quality of life.
Foreign workers are required to have the proper visas and work permits in Malta, as established by immigration laws. Work permits must be secured for employees, and sponsored by a locally licensed and incorporated entity, which can be a problem for companies just entering the Maltese market.
Malta offers job opportunities in various sectors, with a particular focus on finance, IT, and the burgeoning iGaming and Fintech industries, along with strong demand for skilled workers in areas like healthcare and tourism Malta’s job market is thriving and offers thousands of great opportunities for both local and foreign applicants. Specific industries are continuously flourishing on the island.
| 1. customer service |
| 2. Accountant. |
| 3. Business Development Executive |
| 4. Electrical Technician |
| 5. Finance Executive |
| 6. Social media Manager |
| 7. Electrician |
| 8. Information security |
| 9. Waiter/waitress |
| 10. Chef |
| 11. Financial Management |
| 12. General Maintenance |
Malta offers a variety of visas for foreign nationals, including tourist visas, business visas, and visas for medical purposes. Foreign nationals who intend to travel to Malta to work have a few options when it comes to visas:
General Requirements:
1. Valid Passport
2. Visa Application Form
3. Passport Photos
4. Medical Insurance
5. Proof of Accommodation
6. Proof of Sufficient Financial Means
Work-Related Requirements:
1. Employment Contract/Job Offer
2. Covering Letter from Employer
3. CV with References
4. Approval in Principle Letter
5. EU Blue Card (if applicable)
6. Key Employee Initiative (if applicable)
1. health insurance
2. Low cost of living
3. Social Security benefits
4. Paid leaves and bonus
5. Employee card
6. Sick days
7. Parental leave
8. Benefits compliance
9. Thousands of job openings
10. Annual leave entitlements in malta
1. Standard Work Week: 40 hours.
2. Daily Hours: 8 hours per day.
3. Maximum Weekly Hours: 48 hours over 17 weeks, unless voluntary.
4. Overtime: Hours worked beyond 48 hours per week are considered overtime.
5. Night working hours: must be at most 8 hours every 24 hours
In this case, foreign-sourced income received in Malta exceeding the tax-free brackets of EUR 4,200 for single taxpayers and EUR 5,900 for married taxpayers should be subject to income tax at a flat rate of 15%, subject to a minimum tax liability of EUR 2,325 per annum.
1. Invalidity Pension: If you become unable to work due to injury or illness, you may be eligible for an invalidity pension until you reach retirement age.
2. Sickness Benefits: If you fall sick and are unable to work, you can claim sickness benefits.
3. Unemployment Benefit: If you lose your job, you may be eligible for unemployment benefits.
4. Maternity Benefit: Maternity benefits are available for those who are eligible.
5. Child Allowance: There are child allowances to help with the cost of raising children.
6. Social Assistance: The non-contributory scheme, which provides social assistance to those who meet the criteria, including a means test.
